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Filing a Personal Injury Claim for Whiplash (Ep.33)

welcome to this quick discussion on

critical tips for filing a personal

injury claim for whiplash neck injuries

if you have neck pain after a car

accident you may be wondering if you've

suffered whiplash also known as whiplash

associated disorder lad it's caused by

sudden jolting of neck and shoulders

whiplash is most often associated with

rear-end car accidents but can't happen

in almost any kind of collision in

rear-end car accidents the force of

impact suddenly and rapidly propels your

body forward while the body is moving

forward the head follows just an instant

behind inertia from the impact forces

that had to keep moving while the body

is cut by the seatbelt that's where the

whip effect occurs at that instant your

neck and shoulder muscles tendons and

ligaments can become sprained or torn so

it's prudent to know the symptoms of

whiplash whiplash injuries can be

deceiving

symptoms may not occur right away

appearing anywhere from a few hours to a

few days after the collision if you've

been in an accident especially if you

were rear-ended do not refuse medical

attention a car accident is a traumatic

event the severity is just a matter of

degree seconds after a collision your

adrenaline gland releases adrenaline and

cortisol into your bloodstream

these are hormones that mask pain so

your body can react to what the brain

perceives as danger because of this

numbing effect immediately after a

collision you may think you're okay

that's where the danger lies adrenaline

and cortisol eventually leave your

system and when they do the pain of your

injury appears the damage was there

since the collision but the adrenaline

and cortisol have masked the pain

normally there's a space between muscles

and nerve endings when swelling occurs

from injury the space shrinks eventually

resulting in direct contact when contact

occurs the nerve endings send a message

of pain to the brain the pain can be

anywhere from mildly unpleasant to

severe and deliberating here are some of

the common symptoms of whiplash neck or

shoulder pain and stiffness soreness are

pain in the jaw weakness and one or both

arms dizziness and vomiting blurred

vision back pain or discomfort

ringing in the ears tinnitus this

potential for delayed pain is the reason

that accepting medical care from

paramedics is so important if paramedics

think you should go to the hospital for

evaluation by emergency room physicians

say yes ER doctors often order MRIs and

cat scans for accident victims

these doctors fully understand the

nature and effect of adrenaline and

cortisol and their ability to mask

injuries the results of an MRI or cat

scan can immediately identify sprained

or torn muscles tendons or ligaments

let's cover a few tips to build your

personal injury claim for whiplash no

one wants to get involved in a personal

injury claim with an insurance company

but when a driver's negligence results

in your mounting medical bills

out-of-pocket expenses and lost wages

you have no choice either you file a

personal injury claim or suffer the

financial consequences always seek

medical attention if paramedics aren't

dispatched to the scene of your

collision it's still vital for you to

seek medical attention soon afterward

one of the biggest mistakes made by

personal injury victims is delaying

medical treatment treating your injuries

should be your first priority convincing

a claims adjuster the seriousness of

your injury will be more difficult if

you wait several days to seek medical

care the longer you wait the more likely

an industrial alleged your injury wasn't

serious or was caused by some other

incident the faster you seek medical

attention the more credible and provable

your claim will be and since there might

potentially be something wrong and since

you might potentially need proof it's

important to choose a qualified medical

professional a credible physician and

chiropractor is important don't be

influenced by medical clinics or doctors

who publicize they can help you win your

personal injury claim insurance

adjusters know about these attorneys who

work with doctors to run up medical

bills and chiropractic bills many of

these lawyers and doctors are not

looking out for your best interests

padding medical and chiropractic bills

is common practice unfortunately the

only people who profit are the attorneys

and doctors after your attorneys fees

and medical bills have been paid you may

wind up with very little settlement

money you may even owe money for excess

bills the settlement didn't cover if you

think you may have whiplash see your

primary care physician first if your

doctor can't treat your injuries she can

refer you to an orthopedist or other

specialist using credible independ

physicians and chiropractors will help

the adjuster take your claim seriously

so once your injuries are identified and

they've been treated the next thing

you'll have to do is gather medical

documentation to have a successful claim

you must establish a paper trail of

medical documentation along with other

evidence do you gesture must see medical

proof of your neck injury before she can

pay out any money of your personal

injury claim your medical documentation

should include as much of the following

as possible one emergency room or urgent

care admission forms and medical charts

x-rays MRIs CT scans blood tests

doctor's notes and any other proof of

treatment to further records showing

unbroken followed-up treatment as

ordered by your doctor

along with subsequent tests doctor's

notes in your future prognosis seeking

chiropractic treatment on your own days

or weeks after the accident is a recipe

for claim denial you must seek medical

attention immediately after the

collision and continue a pattern of

unbroken consistent treatment afterward

something that may come up in your case

is an independent medical exam

beware of independent medical exams if a

physician especially Northup eatest

diagnoses you with whiplash an order

specific necessary treatment it will be

hard for the adjuster to disagree

nonetheless adjusters often question

medical treatment regardless of who

ordered it if the adjuster doesn't agree

with your doctor's assessment she may

ask you to submit an independent medical

exam also known as Miami this is

basically a medical evaluation performed

by a physician chosen by her insurance

company you don't have to agree to the

exam and probably shouldn't if the

insurance company chooses a physician it

will be one who has consistently agreed

with them the only time you must submit

to an exam by an insurance company's

doctor is if your claim is with your own

insurance company such as in a no-fault

state or if your claim goes to trial

well this concludes this quick overview

of critical tips for filing a personal

injury claim for whiplash neck injuries

to learn more and get a free case review

visit injury claim coach Comm thanks

very much for watching and best of luck

with your case