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How To: Calculate Your Retirement Benefits

>> CURIOUS ABOUT WHAT YOUR

FUTURE SOCIAL SECURITY

RETIREMENT BENEFIT

ESTIMATES MAY LOOK LIKE?

USE THE RETIREMENT CALCULATOR IN

YOUR PERSONAL "MY SOCIAL

SECURITY" ACCOUNT TO FIND OUT.

YOU CAN PLAN FOR YOUR

FUTURE USING YOUR BENEFIT

ESTIMATES THAT ARE BASED

ON YOUR PERSONAL EARNINGS.

JUST CREATE OR SIGN IN

TO YOUR "MY SOCIAL SECURITY"

ACCOUNT BY GOING TO

WWW.SOCIALSECURITY.GOV/MYACCOUNT

AND SCROLL DOWN THE PAGE.

SELECT "GO TO RETIREMENT

CALCULATOR" TO GET STARTED.

YOU'LL IMMEDIATELY SEE

YOUR INDIVIDUALIZED BENEFIT

ESTIMATES AT AGE 62,

YOUR FULL RETIREMENT AGE,

AND AGE 70.

YOU CAN ALSO COMPARE YOUR

INDIVIDUALIZED BENEFIT ESTIMATES

FOR DIFFERENT SCENARIOS.

SIMPLY CHOOSE A FUTURE AGE TO

BEGIN RECEIVING RETIREMENT

BENEFITS IN YEARS AND MONTHS,

FOR EXAMPLE,

AGE 64 AND FOUR MONTHS;

OR THE FUTURE DATE TO BEGIN

RECEIVING RETIREMENT BENEFITS,

FOR EXAMPLE, JUNE 2025.

YOU CAN ALSO ENTER THE

FUTURE AVERAGE ANNUAL

INCOME YOU EXPECT TO EARN.

YOU WILL THEN SEE YOUR BENEFIT

ESTIMATES FOR EACH SCENARIO

IN BOTH WRITTEN AND CHART

FORM FOR EASY COMPARISON.

THE RETIREMENT CALCULATOR

GIVES YOU PERSONALIZED BENEFIT

ESTIMATES THAT ARE CLOSER

TO WHAT YOUR ACTUAL BENEFIT

WILL BE WHEN YOU'RE READY

TO START RECEIVING THEM,

AND A BETTER UNDERSTANDING

OF HOW WHEN YOU BEGIN

RECEIVING BENEFITS AFFECTS

THE MONTHLY AMOUNT YOU

CAN EXPECT TO RECEIVE.

IT'S NEVER BEEN EASIER

TO PLAN FOR YOUR FUTURE.

CREATE OR SIGN IN TO YOUR

"MY SOCIAL SECURITY"

ACCOUNT AND START USING THE

RETIREMENT CALCULATOR TODAY.

IF YOU NEED EXTRA ASSISTANCE

IN CREATING YOUR ACCOUNT,

PLEASE CONTACT THE

"MY SOCIAL SECURITY"

HOTLINE AT 1-800-772-1213

AND SAY "HELPDESK."

SEE WHAT ELSE YOU CAN DO

ONLINE AT SOCIALSECURITY.GOV.

SOCIAL SECURITY,

SECURING TODAY AND TOMORROW.